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Capital One Savor Student Cash Rewards Credit Card

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star

3.88/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal.


Regular APR

19.24% – 29.24% Variable


Recommended Credit

Average, Fair, Limited

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good welcome bonus with an easy spending requirement
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong 3% cash back earning in popular everyday spending categories for students like dining, entertainment, eligible streaming services, and grocery stores (excluding superstores like Walmart® and Target®)
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee or foreign transaction fees
Cons
  • con icon Two crossed lines that form an ‘X’. Only available to college students

Product Details
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

Compare Additional Capital One Credit Cards

Capital One Platinum Secured Credit Card

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star

2.83/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

No annual or hidden fees. Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed.


Regular APR

29.74% Variable


Recommended Credit

Limited, Bad

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Minimum deposit ($49) is lower than with some other secured cards
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can be automatically considered for a higher credit line in as little as 6 months with no additional deposit
Cons
  • con icon Two crossed lines that form an ‘X’. No rewards

Product Details
  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One’s mobile app

Capital One Platinum Credit Card

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star

2.38/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Help build your credit through responsible use. Be automatically considered for a higher credit line in as little as six months.


Regular APR

29.74% variable


Recommended Credit

Average, Fair and Limited

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Automatically be considered for a higher credit line in as little as 6 months
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
Cons
  • con icon Two crossed lines that form an ‘X’. No extra benefits and no rewards

Product Details
  • No annual or hidden fees. See if you’re approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One’s mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you’re all set
  • Pay by check, online or at a local branch, all with no fee – and pick the monthly due date that works best for you

Capital One Venture Rewards Credit Card

Insider’s Rating
A five pointed star A five pointed star A five pointed star A five pointed star A five pointed star

4.55/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn 5x miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel. Earn unlimited 2x miles on every purchase.


Regular APR

19.99% – 29.24% variable


Recommended Credit

Good to Excellent

Pros
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. $50 experience credit and free upgrades on Capital One Lifestyle Collection bookings
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes a statement credit for Global Entry or TSA PreCheck
Cons
  • con icon Two crossed lines that form an ‘X’. Other credit cards offer higher rewards in certain categories of spending

Product Details
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs



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